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The moment you start considering retirement dates is the moment you need to start planning your finances for the big day.


Income Projections

  • "Can I afford to retire?"

This is the most common question asked by those winding down their careers. The answer to this question lies in assessing all sources of future income and expected future expenses. Let our office work with you to compile and forecast your future income from pensions, CPP, Old Age Security, RRSP's, and other sources while also working to estimate your future living expenses.

Cash Flow Management

  • "Should I collect my CPP now or wait?"
  • "Should I cash out my RRSPs now or later?"

We've worked with hundreds of retirees over the past 14 years to answer these questions and many more. Let us work with you to optimize your income sources and to make sure you understand all of your options.

Pension Transfers

If you have a defined benefit pension plan, great, consider yourself lucky! If you do not, you're probably going to want to move your pension from your employer's plan when you retire otherwise no one will advise you on what to do with the money. We've assisted with over a hundred pension transfers from all across Canada and would be happy to help you out.

Government Programs

There are many government programs out there for retirees. How you set up your retirement can be a big factor as to whether or not you will qualify for these programs. Let us help you avoid the Old Age Security clawback, potential future tax liabilities of leaving your RRSP's for too long, or how to qualify for the Guaranteed Income Supplement.

For more information

Contact Us